Your Lifetime Mortgage
Advisors Since 1996.

We’ve created an incredible, fast, and streamlined mortgage process to save you time and money. Whether you’re buying a home, refinancing, or would like to draw cash from your home equity, JTS & Co. is your online resource for a stress-free process, incredibly low rates, and amazing service. Simply put, we make homeownership easy.

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What Our Customer Are Saying

Thanks JTS for another easy experience. Our refinance to get a lower rate was a very easy process thanks to your team of professionals. I would never consider going anywhere else for mortgage advice and service.

David Minyard

Thanks Jeff and your entire staff at JTS & Co. Most professional and trustworthy group of people we have ever worked with. After having been given the runaround by another mortgage company for over a month, we finally reached out to Jeff and company and our only regret was that we didn’t call on them first! Thanks for the time taken to answer the MANY questions we had and keeping us on track for closing after our first ordeal with the other company. You cannot go wrong with JTS & Co.

Calvin & Sharon Hicks

I can never thank the JTS team for all that they did for our family!! Michelle and Jessica worked tirelessly to get our loan to closing!! I will send all my friends to you all for their home purchase dreams!

Aja Trenise White

Our Products

No matter your situation, JTS & Co. has a solution.

HOME BUYING

We have a streamlined application and approval process, faster closing, and flexibility to make your dreams of homeownership a reality.

REFINANCING

Access the equity in your home, get a lower interest rate, to eliminate Mortgage Insurance or switch from an adjustable-rate to a fixed-rate loan. If you’re looking to refinance, let’s determine your eligibility and get you moving towards a new mortgage.

DONT LET A PREVIOUS DENIAL DETER YOU!

Have you been denied a loan in the past? Not sure if you’d qualify for a mortgage? Don’t be discouraged. Simply contact us today, so we can get started on finding the best solution to meet your financing needs!

Reverse Mortgages

This is a loan available to homeowners who are 62 years or older. Instead of making monthly mortgage payments to a lender, the lender makes payments to the borrower, which is drawn from the homeowner’s equity.

jumbo

A jumbo loan makes high-end home purchases possible, as it’s a mortgage that exceeds the conforming limits set forth by the Federal
Housing Financing Agency. On a jumbo loan, you can purchase a higher-priced home with a great rate. Most lenders have stopped offering this type of loan. However, we are one of the few originators that still provide it to qualifying luxury home buyers.