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Homestead Tax Exemption

Homestead Tax Exemption

What is Homestead? Homestead Exemption is a tax exemption offered to eligible taxpayers. It provides a financial relief and legal provision to your primary residence once filed. State governments offer this to encourage...

Reverse Mortgage Explained

Reverse Mortgage Explained

What Is a Reverse Mortgage? A reverse mortgage allows homeowners to convert the equity in your home into cash or a line of credit. These funds can be used for anything that you see fit but was designed to be used for maintenance...

Rates Increase in 2022

Rates Increase in 2022

The Federal Reserve announced that it will no longer be purchasing bonds as of March 2022, rather than the expected date of June 2022. The discontinuance of buying bonds will speed up the end of the economic stimulus and will...

Breaking Down USDA Loans

Breaking Down USDA Loans

If it's your goal to be a part of the American dream and get into homeownership, this is a competitive year to do it. Homes are selling fast and for higher prices than ever before. You might wonder if achieving this goal is...

The Ins and Outs of Getting a Jumbo Loan

The Ins and Outs of Getting a Jumbo Loan

More than five million homes were sold in 2020 alone, but that doesn't mean finding the right one at the right price is easy. Many looking for their dream homes are often restricted by loan limits. That's where a jumbo loan...

Why Pre-Qualification is a Must

Why Pre-Qualification is a Must

Buying a home comes with a wide range of emotions. The decision to buy is the easy part. Next comes finding the perfect home and waiting to see if your offer will get accepted. Then there are the home inspections, price...

Technology and the Mortgage Process

Technology and the Mortgage Process

There are many benefits to using technology. Yet, for the mortgage industry, the use of technology hasn't always been prevalent. Then, the global pandemic hit, and lenders had to find a way to quickly change their processes to...