Columbus, MS Mortgage Company
How Our Mortgage Company Can Help You
Are you looking to buy a home in Columbus, MS? Maybe, you need to refinance or consider a lower rate than what you currently have? Perhaps, you are making a move to Mississippi and need to find a mortgage company fast? If any of these scenarios apply to you, homeownership has never been easier than with JTS & Co.
Whether you are buying a home or refinancing, our Columbus, MS mortgage company has the low rates and incredibly fast process to make that happen. It has never been easier than today to apply for or qualify for a loan to make your dream of homeownership a reality.
Mortgage Options We Offer in Columbus, MS
For every type of homeowner situation, at JTS & Co., we have a solution that works.
Home Buying: Even if you are a first-time homebuyer, our Columbus, MS mortgage lenders have a streamlined application and approval process to make securing that coveted mortgage a dream come true. Our mortgage options offer you the flexibility you have been looking for.
Refinancing: Everyone is looking for a lower rate these days. If your current mortgage could use a little boost in that direction, we make it easy to access the equity in your home. Not only can you benefit from a lower rate, but we can eliminate mortgage insurance or have your loan switched over from a variable-rate to a steady fixed-rate loan.
Reverse Mortgages: For our customers who are 62 years of age or older, there is a loan available to you called a reverse mortgage. You will not be making monthly mortgage payments, instead the lender makes payments to the borrower, drawn from the homeowner's equity.
Jumbo Loan: If you are looking to purchase a higher-end home at a great rate, a jumbo loan can help get you there. This type of mortgage exceeds the conforming limits set forth by the Federal Housing Financing Agency. Many Columbus, MS mortgage loan companies have stopped offering this type of loan, but we are one of the few originators who still do.
Do Not Worry About Denial: If you have been denied a mortgage loan in the past or do not know if you will qualify for a mortgage, it is time to contact our office. We can offer you solutions that may meet all of your financing needs.
Want To Work With Us?
Fill out the form below and someone will be in touch within 24 hours (or sooner)!
What Should you Know About Mortgage Rates and Trends in Mississippi?
2020 was a challenging year for many people. In the mortgage industry, we saw mortgage rates drop to all-time lows. Because of this, millions of Americans nationwide took advantage of historic low rates by refinancing their mortgages.
Locally, Columbus, MS mortgage lenders also saw lower rates, and since the beginning of 2021, rates are gradually starting to creep back up. Now is the time to take advantage of these low mortgage rates before they move even higher. These lower interest rates could save Columbus residents hundreds of dollars monthly on their mortgage payments.
When you do apply for a mortgage, there are a number of factors that will impact your rate. Two significant factors are debt-to-income ratio and credit scores. It also pays to remember the mortgage lender you are working with. When you apply for a mortgage or a refinance with our Columbus, MS mortgage brokers, you will not be speaking with aggressive, fast-talking salespeople, who have a monthly quota in mind and want to sell you whatever they can.
Nor will you be dealing with filling out endless complicated forms. Chances are you know what we are talking about. Page after page of information, much of it unnecessary. It is in your best interest to speak with one of our mortgage lenders, who will ask only the relevant information they need from you to obtain the best loan for your needs.
Have you tried other Columbus, MS mortgage loan companies and not found what you are looking for? Here at JTS & Co., there are two ways you can pre-qualify:
• Speak with one of our highly-trained specialists and discover the streamlined and fast way to a mortgage for you and your family.
• Apply online with our stress-free process.
We have helped thousands of customers see their way through to becoming happy homeowners, and we have so many resources to help you out along the way.
If you have a question for our Columbus, MS mortgage company, we have the answers. The only way you will find out any answers is by giving our JTS & Co. office a call. When speaking with one of our lenders you will find out about all of the customizable Mississippi home mortgages available on the market today – including Conventional, VA, FHA, USDA and more.
Why JTS & Co?
We are your home loan experts, one of the top Columbus, MS mortgage companies providing high-quality mortgage services since 1996. When you apply for a mortgage, home equity loan or refinance with us, we help to secure the lowest rate possible, get you quick close times, and work with you every step of the way.
We know that a mortgage is a lot more than words on paper. It is all about your life, your family's well-being and that feeling of accomplishment you have when you have finally signed on the dotted line.
Call us today and connect with a mortgage consultant. Whether you are buying your first home, are self-employed, looking for a refinance, or want information on a Columbus, MS commercial mortgage broker, we will find the home financing solution with the best rate for you.