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With a required minimal down payment of 5 percent, the conventional mortgage loan could be the right option for you and your family.

A conventional Loan option can be used to shorten the term, gain a better interest rate or simply cash out existing equity within the home.

We also offer additional expanded Conventional Mortgage Loan programs that requires a 3 percent down payment.


  • Fixed Interest Rates with options of 10 year or up to 30 year terms.

  • Closing Cost can be paid by the seller with limitations.

  • Down Payments that are less than 20 percent will require mortgage insurance.


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JTS & Co Mortgage Professional NMLS #55275 |                               


4158 Hwy. 45 North, Columbus, Ms 39705 |                                       | Fax: 662.329.9020

Office: 662.329.9090

"A Mississippi Licensed Mortgage Company" 
"An Alabama Licensed Mortgage Company" 
"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"

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