JTS & Co. has multiple options of FHA Loan programs to offer.


  • The FHA Loan Programs are an attractive option, especially for first-time homeowners.

  • FHA Loan programs can be utilized for both purchase and refinance transactions.

  • FHA Loan requires the buyer to put 3.5% of the sales price down as a down payment.

  • A Cash Out Refinance allow the borrower to acess existing equity to be used for any purpose, for example to consolidate some unwanted debts, funding home improvements or even paying for college.

  • A Rate & Term Refinance allows up to 97.5% of the appraised value.

  • FHA Streamline allows for refinancing of an existing FHA loan.

  • In some cases we can refinance without having to order an appraisal.

Call us! 662-329-9090

NMLS #55275
"A Mississippi Licensed Mortgage Company" 
"An Alabama Licensed Mortgage Company" 
"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"

4158 Hwy 45 North

Columbus, MS 39705

Phone: 662-329-9090

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