JTS & Co. has multiple options of FHA Loan programs to offer.


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  • Attractive option, especially for first-time homeowners.

  • Can be utilized for both purchase and refinance transactions.

  • Requires the buyer to put 3.5 percent of the sales price down as a down payment.

  • A Cash Out Refinance allows the borrower to access existing equity to be used for any purpose like consolidating unwanted debts, funding home improvements or paying for college.

  • A Rate & Term Refinance allows up to 97.75 percent of the appraised value.

  • FHA Streamline allows for refinancing of an existing FHA loan.

  • In some cases, we at JTS & Co. can refinance without having to order an appraisal.


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CALL us and see which option is the one for you!

JTS & Co Mortgage Professional NMLS #55275 |                               


4158 Hwy. 45 North, Columbus, Ms 39705 |                                       | Fax: 662.329.9020

Office: 662.329.9090

"A Mississippi Licensed Mortgage Company" 
"An Alabama Licensed Mortgage Company" 
"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"

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