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FHA Loans

JTS & Co. Offers Multiple FHA Loan Programs

FHA Loans

At JTS & Co. we offer multiple options of FHA Loan Programs across Mississippi and Alabama. Our team can help you decide which program would benefit you the most. Contact us today to learn more.

Features of a FHA Loan

• Attractive option, especially for first-time homeowners.

• Can be utilized for both purchase and refinance transactions.

• Requires the buyer to put 3.5 percent of the sales price down as a down payment.

• A Cash Out Refinance allows the borrower to access existing equity to be used for any purpose like consolidating unwanted debts, funding home improvements or paying for college.

• A Rate & Term Refinance allows up to 97.75 percent of the appraised value.

• FHA Streamline allows for refinancing of an existing FHA loan.

• In some cases, we at JTS & Co. can refinance without having to order an appraisal.

Call us today to see what option is best for you!

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    Areas Served

    Mississippi

    Amory 
    Brandon
    Canton
    Columbus
    Fulton

    Gluckstadt
    Hattiesburg
    New Albany
    Petal
    Senatobia

    Senatobia
    Starkville
    Tupelo
    West Point

    Alabama

    Anniston
    Arley
    Auburn
    Brookwood
    Fayette

    Ft Morgan
    Gadsden
    Gulf Shores
    Huntsville
    Hoover

    Jasper
    Montgomery
    Northport
    Orange Beach
    Tuscaloosa