Hernando Mortgage Company
We Make Securing a Mortgage in Hernando Quick and Easy
Almost everyone wants to be a homeowner. It is one of the things you look forward to in life, and once that time is near, you want to know you are working with one of the top Hernando mortgage lenders out there. After all, the one thing you want in a mortgage lender is trust. You want a mortgage company that will create the best customer experience you have ever had, because buying a home can be stressful.
Our Hernando mortgage company takes the anxiety out of the entire process. At JTS & Co., we have created a streamlined process to save you time and money. It does not matter why you contact us, whether it is for a refinance, to discuss a reverse mortgage, or to find out our lowest rates for your next home loan, we are your online resource for a process that remains stress-free, right through to closing.
Once you decide you want to move ahead with homeownership, it is time to contact one of our mortgage brokers in Hernando. Whether you are in the market to purchase a home or you are already a homeowner who wants to refinance, we can help you.
National mortgage rates dropped to all-time lows in 2020, all due to the pandemic. This gave millions of Americans the opportunity to refinance their mortgages, and many homeowners are still doing that into 2021. Mississippi mortgage rates have been following that trend and rates remain at historic lows.
When looking to refinance or buy a home, not all Hernando mortgage loan companies will tell you the same things about rates. Right now, it is in your best interest to take advantage of a mortgage refinance or obtain a new mortgage. It could mean hundreds of dollars for you in savings every month.
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What JTS & Co. Can Do for You
We love working with all our customers and have obtained financing for hundreds of clients over the years. Our Hernando mortgage company offers the following products:
Home Buying: Even if this is your very first home, we have a streamlined application and approval process, and fast closing times. All this while getting you into that dream home and making it a reality.
Refinancing: When you already have a mortgage, there are so many ways to make that money work for you. You can access the equity in your home, look around for a lower interest rate, or even switch your current loan from an adjustable-rate to a fixed-rate loan. We help to determine your eligibility and then we get the process moving forward.
Reverse Mortgages: Available to homeowners 62 years of age and older, a reverse mortgage is drawn on the homeowner's equity. You do not pay a monthly mortgage payment any longer, as the lender makes payments to the borrower, which comes out of the home's equity.
Jumbo Loans: When you really want that high-end home with a manageable interest rate, look into a jumbo loan. This type of loan actually exceeds the conforming limits set by the Federal Housing Financing Agency. Many lenders no longer offer jumbo loans, but our Hernando mortgage company is one of the few originators who still do. For qualifying luxury home buyers, there is no better way.
Forget About Denials: If you have previously been turned down for home financing, or if you do not know if you would even qualify for a loan, simply contact our Hernando mortgage office. We will help you get started on finding the best options for you.
When You Have Mortgage Questions, We Have Answers
Home buying is a serious endeavor. It takes a lot to contact any mortgage lender to begin the process of approval and applications. If you are not at all familiar with how home buying works, you likely have many questions and concerns, such as:
• What are today's interest rates?
• Is it better to rent or to own?
• How do I go about getting pre-approved?
• Is it a seller’s market or a buyer’s market?
I am a first-time homebuyer:
• What kind of a down payment do I need?
• Are there new refinancing rules I should know about?
• What are my loan options?
Also, if you have questions about a Hernando commercial mortgage broker or a construction loan, we can help you with that as well.
Find Your Next Home Together
The best thing about working with our team is that we are your local home loan experts. You will not find another Hernando mortgage company with as much expertise as we have. You can trust that we look for the best mortgage that is right for you. We help to secure the lowest rate, offer quick close times, and tie it all together with superior customer service.
Hernando mortgage companies are not all the same. We have been in the home loan business since 1996 and we know a thing or two about all types of home financing. We provide top-rated mortgage services throughout Mississippi and Alabama every day.
Hernando Mortgages With JTS & Co.
We are dedicated to making homeownership affordable for everyone. We know how important it is to own your own home, the pride you have in that, and the success factor that homeownership brings.
Our dedicated team of mortgage consultants work hard for you to find you the right loan for your financial goals. Most of the lending process is completed online, so that burdensome paperwork is nothing to worry about. Home buying or refinancing is not just any old transaction. This is your well-being and happiness we are talking about.
Finding the next mortgage company in Hernando has never been easier. Do not be put off by past experiences, connect with one of our mortgage experts today. Trust us to put fun back into the mortgage process. Your ideal home solution is waiting for you.