JTS & Co. offers the HomeStyle Renovation Mortgage Loan.

The HomeStyle Renovation mortgage provides a convenient and economical way for borrowers considering moderate home improvements to make repairs and renovations with a single-close first mortgage, rather than a second mortgage, home equity line of credit, or other, more costly methods of financing.

The HomeStyle Renovation enables borrowers to purchase a home that needs repairs, or refinance the mortgage on their existing home, and include the necessary funds for renovation in the loan balance.  The loan amount is based on the "as completed" value of the home, not the present value.

  • Principal residences and second homes are eligible

  • 15 and 30-year terms

  • Renovation costs are limited to 50% of the "as completed" value of the home

  • 5% down payment - based on the "as completed" value of the home

  • Borrower has up to 11 months to complete the renovations

Call us! 662-329-9090

NMLS #55275
"A Mississippi Licensed Mortgage Company" 
"An Alabama Licensed Mortgage Company" 
"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"

4158 Hwy 45 North

Columbus, MS 39705

Phone: 662-329-9090

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