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The HomeStyle Renovation mortgage provides a convenient and economical way for borrowers considering moderate home improvements. Homebuyers have the chance to make repairs and renovations with a single-close first mortgage rather than taking out a second mortgage, using home equity line of credit or utilizing more costly methods of financing.

The HomeStyle Renovation enables borrowers to purchase a home that needs repairs or refinance the mortgage on their existing home. It also includes the necessary funds for renovation in the loan balance.  The loan amount is based on the "as completed" value of the home, not the present value.

  • Principal residences and second homes are eligible

  • Has 15 and 30-year terms

  • Renovation costs are limited to 50% of the "as completed" value of the home

  • There is a 5 percent down payment based on the "as completed" value of the home

  • Borrower has up to 11 months to complete the renovations

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JTS & Co Mortgage Professional NMLS #55275 |                               


4158 Hwy. 45 North, Columbus, Ms 39705 |                                       | Fax: 662.329.9020

Office: 662.329.9090

"A Mississippi Licensed Mortgage Company" 
"An Alabama Licensed Mortgage Company" 
"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"

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