Meet Our Team
Jeff Farnham, NMLS 89796
President / Mortgage Loan Originator
JTS & Co. NMLS#55275
Jeff Farnham is a powerful business driver whose entrepreneurial instincts and a clear vision of what his company’s purpose is, has led to continuous growth for JTS & Co.
Born and raised in McComb, Mississippi, Jeff is a graduate of Mississippi State University with a BBA in Banking and Finance. Jeff started JTS & Co. in 1996 and has been unstoppable ever since. He is a past president of the Mississippi Association of Mortgage Brokers, a past National Delegate for the state of Mississippi with the National Association of Mortgage Brokers, served on the Board of Directors for MAMB as well as chaired the Legislative Committee. Jeff serves the community of Columbus, MS on the Board of Directors for Baptist Memorial Hospital. He is a past Chairman of the Board for the Columbus-Lowndes Chamber of Commerce. He is a past member of the Columbus Exchange Club, he has been active with Habitat for Humanity, Salt and Light, Fathers in the Field, Palmer Home and international missions. He is a member of Fairview Baptist church in Columbus, MS. Jeff is married to Stacy Farnham and they have two children, Tyler, Tori, daughter-in-law Haley, and grandson Jack.
Mortgage Loan Originator, NMLS# 1450553
Tyler has been with JTS & Co. since he was 3 years old. After watching his father run a successful company he decided to jump on board as a Loan Processor and has worked his way up to Mortgage Loan Originator. Tyler graduated from Mississippi State University in 2016 with his Bachelors in Business Administration. Today, Tyler oversees the technology infrastructure and enjoys helping customers start the mortgage loan process. Some of Tyler’s greatest strengths are his determination and drive to satisfy our clients. With his sensitive attitude, he thrives on challenges, particularly those that are limited in time. He is a fast thinker and a persistent worker. He also enjoys volunteering with his wife Haley at Palmer Home for Children. When not in the office, Tyler is somewhere outside hunting or fishing. Tyler and Haley have a son, Jack.
Operations Manager / Mortgage Loan Orignator, NMLS# 1062660
Courtney has been with JTS & Co. since 2012. She started her career as a Loan Processor and worked her way up to Operations Manager. Courtney is passionate about helping our clients. She has a can-do attitude and does not take 'no' for an answer. She expertly guides her processing team to insure our clients reach the highest level of customer service. She works hard to make sure that as a company we will continually meet our motto of “Making Home-ownership Easy.” Courtney is excited to be a part of such an experienced and highly trained team of loan officers, processors and staff.
Melissa is the QC/Compliance Manager and has been with JTS & Co since 2007. Melissa has over 30 years of experience in Mortgage Lending, Compliance, Mortgage Closings, Post Closings, Consumer Lending and Systems Administration. She has lived in Columbus for 37 years and is married with one daughter and four grandchildren. She enjoys spending time with her grandchildren, reading, camping, and music.
Account Executive / Marketing Director
Krystal has been with JTS & Co. since 2017. Krystal is very concerned with building solid referral partner relationships so that your mortgage loan process is as efficient and stress free as possible. She works hard to make sure all parties involved are kept abreast of the process. Krystal’s career as an Account Executive started in the cable advertising industry in 2000. Over the years Krystal’s hard work and focus earned her numerous awards in performance and productivity. She prides herself in working hard for her customers and establishing relationships that instill trust and confidence in her and in the JTS & Co. team. Born and raised in Columbus, MS Krystal graduated from Columbus High School. She enjoys spending time with her three children Colby, Logan, and Brooke.
Jessica has been with JTS & Co. since June 2018. Jessica was born in Columbus but grew up in Metairie, LA. She moved back to Columbus to attend MS University for Women and graduated with a degree in Legal Studies in 2013. Jessica has a daughter, Kyndall Rayne. Her hobbies include going to the park with Kyndall, spending time with family and friends, and watching LSU football. Jessica has a passion for helping people reach their goals and is dedicated to the potential home buyers she assists each and every day at JTS & Co.
Making her daily commute from Vernon, Alabama, Heather started with JTS & Co. as a Loan Processor in June of 2018. She graduated from Lamar County High School in 2005 and decided to enlist in the Alabama National Guard where she served 3 years. In her free time she acts as a Girl Scout Troup Leader, enjoys spending time with her husband Roger, and their two daughters Faith and Molli. Her hobbies include photography and volunteering. Heather says the time she served in the National Guard helped develop her leadership and management skills as well as her dedication to serving others.