Meet the Team

Loan Officers

Jeff Farnham

President / Mortgage Loan Officer, NMLS# 89796

Jeff was born and raised in McComb, Mississippi and is a graduate of Mississippi State University with a BBA in Banking and Finance. He started JTS & Co. in 1996 and has been unstoppable ever since. He is also a past president of the Mississippi Association of Mortgage Brokers, a past National Delegate for the state of Mississippi with the National Association of Mortgage Brokers and has served on the Board of Directors for MAMB as well as chaired the Legislative Committee.

Jeff is married to Stacy Farnham. They have  childrenTyler and Tori, along with daughter-in-law Haley and grandson Jack, Tyler's wife and child.

He serves the community of Columbus, MS on the Board of Directors for Baptist Memorial Hospital, and he is also a past Chairman of the Board for the Columbus-Lowndes Chamber of Commerce and a past member of the Columbus Exchange Club. Jeff has been active with the services of Habitat for Humanity, Salt and Light, Fathers in the Field, Palmer Home and international missions. He is also  a member of Fairview Baptist church in Columbus, MS.


Jeff Farnham is a powerful business driver whose entrepreneurial instincts and a clear vision of what his company’s purpose is, has led to continuous growth for JTS & Co.

Tyler Farnham

 Mortgage Loan Officer, NMLS# 1450553

Tyler graduated from Mississippi State University in 2016 with his Bachelors in Business Administration.

Tyler has been with JTS & Co. since he was 3 years old. After watching his father run a successful company he decided to jump on board as a Loan Processor and has worked his way up to Mortgage Loan Originator.


Today, Tyler oversees the technology infrastructure and enjoys helping customers start the mortgage loan process. Some of his greatest strengths are his determination and drive to satisfy our clients. With his sensitive attitude, he thrives on challenges—particularly those that are limited in time. He is a fast thinker and a persistent worker.


When not in the office, Tyler is somewhere outside hunting or fishing. Tyler and Haley have a son, Jack.

Courtney Wigley


Operations Manager / Mortgage Loan Officer, NMLS# 1062660

Courtney is passionate about helping our clients.  She has a can-do attitude and does not take 'no' for an answer.  She expertly guides her processing team to insure our clients reach the highest level of customer service.  She works hard to make sure that as a company we will continually meet our motto of “Making Home-ownership Easy.”  Courtney is excited to be a part of such an experienced and highly trained team of loan officers, processors and staff.


Courtney has been with JTS & Co. since 2012. 


She started her career as a Loan Processor and worked her way up to Operations Manager. 

Krystal Jackson

Loan Processor

Krystal is from New Site, Mississippi.

She has an eight-year-old son named Jaxon whom she adores. Krystal loves baseball, basketball and football, but she most enjoys playing those sports with Jaxon.


In her spare time, she's usually reading, running, exercising or spending time with family. On occasion, she enjoys going to the beach or shopping.


JTS & Co. is Krystal's first job in the mortgage profession world. She's been with the business since April of 2019.

Meribeth Spruill

Loan Processor

Meribeth is from Columbus, Mississippi.

She likes to participate in activities such as riding four-wheelers, reading and shopping. Though, her favorite pastime is relaxing at home and being cozy. When she’s not home, her other favorite place is the beach. She also loves to help others when they are in need.

Meribeth enjoys spending time with her husband Andy and her son and daughter—Tayler and Gracelyn whom she loves dearly.

Meribeth has been with the JTS & Co. family since April 2020.

Leslie Glover

Loan Processor

Leslie is from Columbus, Mississippi, and she is attending the Mississippi School for Women and studying to obtain a BBA in Accounting.

In her free time, she loves to catch up on the news and read about historical events. As for learning, she enjoys gaining knowledge about anything that interests her.

She is an outdoorsy person but only when she feels that the temperature is perfect, which is about 70 degrees. When she’s not outside riding four-wheelers or watching her son play sports, she loves to catch up with friends or help people.

She is married to Jimmy, and they have a son named Eli whom they love spending time with together as a family.

Leslie has been with the JTS & Co. family since May 2020.

Krystal Knoop 

 Account Executive / Marketing Director

Born and raised in Columbus, MS Krystal graduated from Columbus High School.  She enjoys spending time with her three children Colby, Logan, and Brooke.


Her career as an Account Executive started in the cable advertising industry in 2000.

Krystal has been with JTS & Co. since 2017.  She is very concerned with building solid referral partner relationships so that your mortgage loan process is as efficient and stress free as possible.  Krystal works hard to make sure all parties involved are kept abreast of the process.  


Over the years, Krystal’s hard work and focus earned her numerous awards in performance and productivity.  She prides herself in working hard for her customers and establishing relationships that instill trust and confidence in her and in the JTS & Co. team. 

Kiondra McNeal

Marketing Executive / Social Media Manager

Kiondra is a Mississippi State Alum with a B. A. in Public Relations.

During her free time she enjoys being creative, sports, hikes, games or sleeping. She likes to go to the beach whenever she can and loves dogs more than food.

JTS & Co. is Kiondra's first job in her profession, and she has been with the business since late February 2020.

Kiondra's goal while working for JTS & Co. is to use her creativity and the skills she acquired while studying for her degree to help expand the JTS & Co. family through the company's social media and internet presence.

Her first major task was to rebuild and design the company's online and mobile websites.

Tori Farnham


Tori was born in Columbus, MS and graduated from Heritage Academy in 2018.


She is a Sophomore at East Mississippi Community and studying to be an Elementary School Teacher. In Fall semester of 2020,

she will attend the Mississippi University for Women. Her hobbies include painting and spending time with friends and family!

This is Tori's first year working for JTS & Co. 

She is working as the part time Receptionist  while attending school.


Her goal while working for the business is to be a smiling face and a helping hand to others. 

Melissa Staten

Quality Control/Compliance Manager

Melissa has lived in Columbus for 37 years and is married with one daughter and four grandchildren.  She enjoys spending time with her grandchildren, reading, camping, and music.


Melissa is the Quality Control (QC)/Compliance Manager for JTS & Co. and has been with us since 2007. She has over 30 years of experience in Mortgage Lending, Compliance, Mortgage Closings, Post Closings, Consumer Lending and Systems Administration.  

JTS & Co Mortgage Professional NMLS #55275 |                               


4158 Hwy. 45 North, Columbus, Ms 39705 |                                       | Fax: 662.329.9020

Office: 662.329.9090

"A Mississippi Licensed Mortgage Company" 
"An Alabama Licensed Mortgage Company" 
"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"

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