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  • MORTGAGE CALCULATOR | jts-co.com

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  • CONTACT US | jts-co.com

    CONTACT US "At JTS & Co. Mortgage Professionals we strive to make homeownership easy. We are Local, Trusted, and Experienced and want to help you with the purchase or refinance of your home, Reverse Mortgage loan, or construction to permanent mortgage loan. We've been serving Mississippi and Alabama since 1996." Call our Office: 662.329.9090 Send a Fax: 662.329.9020 4158 Hwy.45 N. Columbus, Mississippi, 39759 Monday-Thursday 8:30a.m. to 5p.m. Friday 8:30a.m. to 3p.m.

  • FHA | jts-co.com

    FHA LOANS Pre-Qualify JTS & Co. has multiple options of FHA Loan programs to offer. Features: Click Icon Attractive option, especially for first-time homeowners. an be utilized for both purchase and refinance transactions. C equires R the buyer to put 3.5 percent of the sales price down as a down payment. A Cash Out Refinance allows the borrower to access existing equity to be used for any purpose like consolidating unwanted debts, funding home improvements or paying for college. A Rate & Term Refinance allows up to 97.75 percent of the appraised value. Streamline allows for refinancing of an existing loan. FHA FHA In some cases , we at can refinance without having to order an appraisal. JTS & Co. Pre-Qualify Click Icon CALL us and see which option is the one for you!

  • START A CONVERSATION Hi there! Start your journey with JTS & Co. by telling us about yourself. Name Phone Email Comments SUBMIT YOur message has been sent! FREE CONSULTATION PRE-QUALIFY

  • HOME | jts-co.com

    Your Lifetime Mortgage Advisor Choose an option below Free Consultation FREE soft credit check Pre-Qualification Complete application Mortgage Calculator Presumed payment Click for more Click for more Click for more Welcome to Mortgage Minute! Play Video Facebook Twitter Pinterest Tumblr Copy Link Link Copied Search video... Now Playing JTS MORTGAGE MINUTE 7 28 2020 Housing Update | Builder's Confidence | Housing Market Index 02:47 Play Video Now Playing JTS FOR 07 21 20 Housing Market Update 02:27 Play Video Now Playing JTS MM for 7 14 2020 Homes are Selling Their Fastest 02:43 Play Video Now Playing JTS MM 7 7 2020 When It's Acceptable to use Cash or Cash Deposits 02:40 Play Video

  • MORTGAGE CALCULATOR | jts-co.com

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    HOMESTYLE RENOVATION LOANS Click Icon Pre-Qualify WHAT ARE ? HOMESTYLE RENOVATION LOANS The HomeStyle Renovation mortgage provides a convenient and economical way for borrowers considering moderate home improvements. Homebuyers have the chance to make repairs and renovations with a single-close first mortgage rather than taking out a second mortgage, using home equity line of credit or utilizing more costly methods of financing. ​ The HomeStyle Renovation enables borrowers to purchase a home that needs repairs or refinance the mortgage on their existing home. It also includes the necessary funds for renovation in the loan balance. The loan amount is based on the "as completed" value of the home, not the present value. FEATURES: Principal residences and second homes are eligible Has 15 and 30-year terms Renovation costs are limited to 50% of the value of the home "as completed" There is a 5 percent down payment based on the "as completed" value of the home Borrower has up to 11 months to complete the renovations Click Icon Pre-Qualify

  • ABOUT US | jts-co.com

    ABOUT US Our Mission To create long-term relationships with customers and business partners through hard work to keep their goals and needs a priority, while striving to deliver the best customer service Your Lifetime Mortgage Advisor JTS & Co. has been committed to providing our clients with the highest quality mortgage services combined with the lowest rates available to you since 1996. ​ Whether you are purchasing your dream home, refinancing, right-sizing, or consolidating debt, our highly-experienced team is here to help you find the right mortgage option to meet your needs. ​ The goal at JTS & Co. is to create lasting relationships with each client and to provide excellent customer service for many years to come. We strive to be your . Lifetime Mortgage Advisor ​ The JTS & Co. name is trusted throughout Mississippi and Alabama. To speak directly with an experienced mortgage advisor give us a call anytime or feel free to utilize any of the interactive tools offered throughout the site. ​ The experienced professionals at JTS & Co. look forward to working with you. We are Local, Trusted, and Experienced. We have been voted the #1 Mortgage Company in the Golden Triangle since 2010. We offer a free evaluation and pre-qualification process. ​ Contact JTS & Co. Mortgage Professionals today!

  • STEPS TO REFINACE | jts-co.com

    STEPS TO REFINANCE REFINANCING FOR YOU AND YOUR FAMILY 1. Your CREDIT score is perhaps the largest factor that will determine what rate you get on your new loan. Make sure your credit is in order when refinancing. Finally, simply click the Pre-Qualify button below to get started! Pre-Qualify! 3. Have all of your required DOCUMENTS . Such needed documents include, but are not limited to , proof of employment, income and assets. Some examples of these items are pay stubs, tax returns, bank statements, etc. Whether you're scanning, faxing or uploading your documents, it is important to get all your information in as soon as possible. Verifying each needed document may take some time. Therefore, having all documents ready at once lessen your wait time. could possibly 2. Your home will have to undergo an appraisal for us to know its VALUE . That number will help determine how much you can borrow.

  • RESOURCES | jts-co.com


JTS & Co Mortgage Professional NMLS #55275 |                               


4158 Hwy. 45 North, Columbus, Ms 39705 |                                       | Fax: 662.329.9020

Office: 662.329.9090

"A Mississippi Licensed Mortgage Company" 
"An Alabama Licensed Mortgage Company" 
"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"

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