• Make sure your credit is in order is important when refinancing. Your credit score is perhaps the largest factor that will determine what rate you get on your new loan. Before you apply for refinancing, get a copy of your credit reports and make sure there are no errors. 

  • Know your home's value. Your house will have to undergo an appraisal for us to know its worth. That number will help determine how much you can borrow. Check comparable sale prices in your neighborhood to see if your house is worth as much as you think it is.

  • Get all your documents together. If you haven't applied for a mortgage recently, you may be surprised at how much documentation and verification is involved. Whether you're scanning, faxing or uploading with your phone, you'll still need to provide proof of employment, income and assets. That could mean pay stubs, tax returns, bank statements and other documents, which places a premium on organization. The more you can have your documents ready, the faster the process will go. 

  • Finally, simply click the Pre-Qualify button above to get started! 

Call us! 662-329-9090

NMLS #55275
"A Mississippi Licensed Mortgage Company" 
"An Alabama Licensed Mortgage Company" 
"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"

4158 Hwy 45 North

Columbus, MS 39705

Phone: 662-329-9090

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