1. Your CREDIT score is perhaps the largest factor that will determine what rate you get on your new loan. Make sure your credit is in order when refinancing. 

Finally, simply click the Pre-Qualify button below to get started! 


3. Have all of your required DOCUMENTSSuch needed documents include, but are not limited to, proof of employment, income and assets. Some examples of these items are pay stubs, tax returns, bank statements, etc. Whether you're scanning, faxing or uploading your documents, it is important to get all your information in as soon as possible. Verifying each needed document may take some time. Therefore, having all documents ready at once could possibly lessen your wait time.

2. Your home will have to undergo an appraisal for us to know its VALUE. That number will help determine how much you can borrow. 

JTS & Co Mortgage Professional NMLS #55275 |                               


4158 Hwy. 45 North, Columbus, Ms 39705 |                                       | Fax: 662.329.9020

Office: 662.329.9090

"A Mississippi Licensed Mortgage Company" 
"An Alabama Licensed Mortgage Company" 
"These materials are not from HUD or FHA and were not approved by HUD or a Government Agency"

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